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Southern Loans works with each customer’s personal situation and circumstances. Our professional and courteous loan officers will find the best possible loan or debt consolidation solution to meet your needs. Purchasing a home, whether it's your first or last, is a big decision that raises all types of questions, especially about the loan process.
Mounting unemployment will mean only the brave will consider trading up on a home with the headwinds of softer home prices and mortgage rates double what they’re likely sitting on. My Premier Nationwide Lending team is built upon a reputation for excellence in client service, extensive industry experience and a dedicated commitment to our clients. My expertise in the mortgage industry and forward thinking approach allow me to adapt and rapidly respond to market changes that affect you. In doing so, I am able to offer a high level of service and provide a variety of home loan products to suit the needs of every homebuyer.
The Purchase Process
Federal regulations impose certain withdrawal limitations on Regular Savings Accounts. You are not permitted to make more than six preauthorized transfers, automatic or telephonic transfers, or withdrawals from a Regular Savings Account per statement period. “Telephonic” transfers or withdrawals include those made through an automated phone system, an online banking service, or personal computer. No more than three of the six preauthorized transfers may be made by check, draft, debit card, or similar order payable to a third party.
7) Mortgage funding volume for purchases and all refinances will be $3 trillion. Black Knight expects total volume to be $2.3 trillion. The California Association of Realtors in October projected single-family home sales in the state would total 359,200, down 19.2% from the previous year . 1) Median Southern California home prices will fall 10%. Whether you’re ready to finance your primary residence, your second home, or both, our professionals are ready to serve.
4 questions to ask before you buy a home or invest in 2023
Currently, there is no place for the principal’s acknowledgment even though California law requires disclosure. That is a combination of high inflation and economic stagnation. Wage pressure, utility costs and grocery prices are as high as the mountains. Check that against diminishing consumer savings, soon-to-be spiking unemployment and always higher taxes, plus we’ll see much less consumer confidence. We’re not going from home price boom to bust like the mortgage meltdown days of the Great Recession.
For those who are 62 years of age or older, a reverse mortgage is an excellent vehicle for tapping into the equity of your home. At Southern Home Loans, we work hard to offer the best possible Jumbo Loan rates in the business. Get a FREE quote on a VA Loan & save thousands of dollars per year.
HOME LOAN CENTER
Learn more about ourdown payment assistance programsfor first time home buyers. Simply choose the loan you’re interested in on the menu and get started with the Southern loans application process. Southern Home Loans, a Division of Goldwater Bank is a leader in the home loan industry. We provide our customers with simple methods of finding their best home loan solutions. Whether you’re looking to buy a new home or get a reverse mortgage to help you make ends meet, we’ve made the application and qualifying process easier than it’s ever been before. By streamlining the online application process, we’ve made it possible for you to apply for a home loan and be on your way in a matter of minutes.
This should be an exciting time in your life; not a stressful one. Let us ease the headache by working together to find a mortgage solution perfect for you. Our competitive rates and dedicated personal service will help you find exactly what you are looking for.
Sealine Yachts Video: Life at the Press of a Button
We might permanently block any user who abuses these conditions. 9) The federal government won’t have any new COVID-19 mortgage payment forbearance programs. Nor will there be any new eviction moratorium programs in California. No new programs came from the federal government or California.
There is an additional charge for excessive transfers or withdrawals. You may make unlimited withdrawals or transfers in person or through an ATM (non-Southern Bank ATM fees will apply). We are required by law to close or change your account if you repeatedly exceed these limits. This allows you to compare all the options available to you and chose the one that best fits your current situation. Never before has it been so easy to weigh every available option.
Use the links below to access our options, explore and learn with our resource/mortgage 101 section, make a payment, or contact us. The housing market in 2023 will soften, with prices sinking 10% off record highs seen in 2021 and 2022, according to a projection by mortgage broker and contributing columnist Jeff Lazerson. Southern Loans is a consumer finance company licensed by the North Carolina Banking Commission.
If you owe more on your current home than it’s worth, refinancing with a HARP Loan might be your best option.
Talk to your Home Team Advisor today and let’s get started. We have an inventory of new and previously owned merchandise and automobiles. Find out how to qualify for a Manufactured/Mobile Home and get the best rates from Southern Home Loans.
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